1. NATIONAL DISABILITY PENSION SCHEME (IGNDPS) (Under National Social Assistance Programme – NSAP)
Eligibility:
Age: 18 to 59 years
Disability: 80% or more (physical or mental)
Must belong to a Below Poverty Line (BPL) household
Should not be receiving other central/state pensions
Pension Amount:
₹300 per month from Central Government
Many states top up the pension (₹500–₹1500 total, varies)
Required Documents:
Disability Certificate (from a Govt. Medical Board)
Aadhaar Card
BPL / SECC proof
Bank account details
Passport size photo
How to Apply:
Offline: Submit application at the Village Office / Taluk Office / Social Welfare Office
Online (where available): Via state-specific social welfare portals or https://nsap.nic.in
2. STATE DISABILITY PENSION – KERALA (INCLUSIVE OF NSAP)
In Kerala, persons with disabilities receive a consolidated monthly pension under two schemes:Indira Gandhi National Disability Pension (IGNDPS) – Central + State
Paid through Local Self-Government Institutions (LSGIs).
Merged with the state scheme.
Kerala State Disability Pension Scheme
Known locally as “Bhinnasheshiyude Pensionscheme”
Managed by Social Justice Department & Local Bodies
Eligibility:
Kerala Resident
Disability ≥ 40% (per new RPwD Act, 2016)
No age bar (child or adult)
Annual family income: below ₹1,00,000
Not receiving other government pensions (except widow/old age may be merged with care allowance)
Pension Amount (as of 2025):
₹1600 per month (standard)
Additional ₹1000/month caregiver allowance (for bedridden/severely disabled with 75%+ disability)
Required Documents:
Disability certificate (Medical Board issued or UDID)
Aadhaar card
Recent photo
Income certificate (from Village Office)
Bank passbook copy
Proof of residence (Ration card or certificate)
How to Apply in Kerala:
Offline Application:
Visit your Village Office / Municipality / Panchayat Office
Submit the filled application form with required documents
Application will be forwarded to Social Welfare Department via LSGI Secretary
Verification by Welfare Standing Committee
Online Application:
Visit https://welfarepension.lsgkerala.gov.in/
Choose “Disability Pension“
Fill the form with Aadhar, bank details, and upload scanned documents
Track status using Aadhar or Application number
3. Other Benefits for PwDs in Kerala (linked with pension eligibility):
Free assistive aids under ADIP scheme
Subhayathra – Scooter/wheelchair scheme
Bus and railway travel concessions
Employment reservation and scholarships
Differently Abled Identity Card (valid for all schemes)
Important Contacts (Kerala):
Social Justice Department Kerala: http://sjd.kerala.gov.in